Colorado Lawmakers Push HB 1308 to Unlock Affordable Homeownership Now
Colorado is on the brink of a major shift in tackling its housing crisis as legislators consider House Bill 1308, a measure designed to increase affordable homes by allowing residential lots to be split into two. This initiative is gaining urgent support from residents and housing advocates who see it as a way to immediately open doors for attainable homeownership.
Jesselina Cordova, a Denver homeowner through Habitat for Humanity, shared her firsthand experience, urging legislators to vote yes. She highlighted how current zoning rules limit affordable housing production, making it nearly impossible for many Coloradans to own homes within their communities. “Homeownership should not be limited to those who can afford large lots and rising land prices,” Cordova emphasized.
Delivering More Homes through Lot Splitting
HB 1308 builds on proven success by organizations like Habitat for Humanity Metro Denver, which has doubled its home construction since the pandemic—rising from 20 homes built between 2019 and 2021 to an anticipated 40 homes between 2022 and 2026. Their strategy includes building homes on smaller, split lots within existing neighborhoods, which lowers land costs and keeps prices attainable.
The bill would streamline this approach by legally allowing single residential lots to be split into two homes where appropriate, without altering the overall character of neighborhoods. This is seen as a crucial step in fighting skyrocketing real estate costs that force residents out of their communities.
Why This Matters Now
Colorado’s housing market remains intensely competitive, and stable homeownership is increasingly out of reach for middle-class and younger families. Rising costs force many residents—especially aging populations and first-time buyers—to move away, disrupting long-established communities. HB 1308 offers a practical, immediate solution by maximizing the use of existing residential land.
Habitat for Humanity Vail Valley represents another success story, constructing homes in the Stratton Flats Neighborhood in Gypsum. Their approach aligns with the bill’s intent: thoughtful land use that creates diverse, affordable housing without sprawling development.
“I urge legislators to vote yes on HB 1308 and support more opportunities for attainable homeownership for people like me,”
— Jesselina Cordova, Denver homeowner and affordable housing advocate
What’s Next for HB 1308
Lawmakers will debate HB 1308 in the upcoming legislative sessions as community voices amplify calls for immediate action. If passed, this law could become a model for other states grappling with similar housing shortages while maintaining the unique character of neighborhoods.
Meanwhile, public interest in alternative housing solutions grows as Colorado embraces remote work, reducing pressures on traditional commute patterns and reshaping city landscapes. Advocates argue HB 1308 fits this new paradigm by promoting density and affordability close to city centers.
Colorado’s Housing Future Unfolding
The urgency behind HB 1308 reflects a deeper demand for policies that improve housing access today rather than years down the line. As markets continue to tighten, this legislation is a beacon of hope for those like Cordova who see homeownership as vital to community stability and the American dream.
For Americans watching national housing debates, Colorado’s move highlights the growing momentum for zoning reforms that bring practical, scalable solutions to the forefront. With voices like Habitat for Humanity and everyday homeowners urging action, the conversation around split lots could reshape how affordable housing is developed nationwide.
