Wintrust Financial (NASDAQ: WTFC) is set to announce its fourth-quarter earnings for 2025 after market hours on January 20, 2026. Analysts project the bank will report earnings of $2.93 per share, alongside revenue of approximately $700.845 million for the quarter. Details regarding the earnings conference call can be found on the company’s investor relations page, with the call scheduled for January 21, 2026, at 11:00 AM ET.
In its previous earnings report on November 6, 2025, Wintrust Financial delivered earnings of $3.06 per share and generated revenue of $1.26 billion. The bank achieved a net margin of 18.85% and a return on equity of 12.82%. For the current fiscal year, analysts expect average earnings of $10 per share, with projections rising to $11 per share for the following year.
Stock Performance and Analyst Ratings
As of January 19, 2026, Wintrust Financial’s stock opened at $145.93, experiencing a slight decrease of 0.3%. The bank holds a market capitalization of $9.77 billion, with a price-to-earnings ratio of 13.41. The stock has fluctuated between a 52-week low of $89.10 and a high of $149.79. Wintrust Financial’s quick and current ratios stand at 1.00, while its debt-to-equity ratio is 0.65. The 50-day moving average for the stock is $138.46, and the 200-day moving average is $133.71.
Several analysts have recently issued reports regarding Wintrust Financial. On January 7, 2026, TD Cowen raised its price target from $168.00 to $170.00 and maintained a “buy” rating. Similarly, Royal Bank of Canada reiterated an “outperform” rating with a price target of $160.00 on January 12, 2026. Piper Sandler also restated an “overweight” rating, adjusting its target price from $160.00 to $161.00 on October 22, 2025. Truist Financial increased its target from $151.00 to $158.00 with a “buy” rating on October 23, 2025. Overall, one analyst rates the stock as a Strong Buy, while eleven have rated it as a Buy, and two have issued a Hold rating, resulting in an average rating of “Moderate Buy” with a consensus price target of $154.50, according to MarketBeat.
Institutional Investment Trends
Recent trends indicate increased institutional investment in Wintrust Financial. Corient Private Wealth LLC raised its stake by 95.2% in the second quarter, bringing its total to 15,205 shares valued at $1.885 million. BNP Paribas Financial Markets increased its holdings by 42.6%, now owning 16,180 shares valued at $2.006 million. The Treasurer of the State of North Carolina also boosted its position by 3.9%, acquiring 30,834 shares worth $3.823 million.
Creative Planning expanded its stake by 8.4%, owning 17,704 shares valued at $2.345 million. Additionally, Susquehanna Fundamental Investments LLC significantly increased its holdings by 379.0%, acquiring 18,318 shares worth $2.426 million. Currently, institutional investors collectively own 93.48% of Wintrust Financial’s stock.
Wintrust Financial Corporation, headquartered in Rosemont, Illinois, operates through its primary subsidiary, Wintrust Bank. The organization serves the metropolitan Chicago area and parts of southeastern Wisconsin, focusing on personalized banking solutions for small and mid-sized businesses, professionals, and individual clients. Its core offerings include deposit products, commercial and residential lending, treasury management, and mortgage banking services.
As the earnings announcement approaches, stakeholders will be keenly observing Wintrust Financial’s performance and its implications for the broader banking sector.
